Actuarial Factor provides actuarial consulting services with the highest level of actuarial expertise. Our mission is to offer accurate, tailored-made and highest quality standards actuarial services to our clients.
Our Services
Pricing Services
- Comprehensive new insurance product development, including the determination of rates, the review of rates and forms for consistency, and the review of rating manuals to meet state requirements.
- Rate level indication analyses to determine where rate changes need to be considered.
- Rate-making for existing insurance products.
- Rate filing support for all jurisdictions.
- Pricing peer reviews.
- Expert witness testimony and reports.
Our Services
Reserving Services
- Loss reserve analyses by using generally accepted actuarial methodology as well as more advanced loss reserving techniques to fit our clients’ business. We have experience with short tail lines (i.e., homeowners and auto) as well as long tail lines (i.e., casualty and workers compensation).
- Issue the Statement of Actuarial Opinion for the Annual Statement submission.
- Create the Actuarial Report, which offers expert insights into your reserving adequacy and any key reserving issues.
- Prepare and review Schedule P in the Annual Statement.
- Reserving peer reviews.
- Serve as the Appointed Actuary for our clients.
Our Services
Captive Insurance Services
- Prepare captive feasibility study or pricing study.
- Loss reserve analyses by using generally accepted actuarial methodology as well as more advanced loss reserving techniques to fit our clients’ business.
- Issue the Statement of Actuarial Opinion for the financials submission.
- Creation of the Actuarial Report, which offers expert insights into your reserving adequacy and any key reserving issues.
- Serve as the Appointed Actuary for our clients.
Our Services
Mergers and Acquisitions
- Independent assessment of the reserves.
- Expert assessment of pricing and technical pricing models.